Lowest non-resident Spanish mortgage rates (2010)


Capital and repayment mortgage rates

  1. 50% of purchase price or lower = 2.15%
  2. 55% of purchase price or lower = 2.20%
  3. 60% of purchase price or lower = 2.25%
  4. 70% of purchase price or lower = 2.79%

Interest only Spanish mortgage rates

  1. 50% of purchase price or lower = 2.35%
  2. 55% of purchase price or lower = 2.50%
  3. 60% of purchase price or lower = 2.55%
  4. 70% of purchase price or lower = N/A

Fixed rate Spanish mortgages

  1. Capital and repayment up to 3 years = 3.75%
  2. Capital and repayment up to 5 years = 4.25%
  3. Capital and repayment up to 12 years = 5.0%
  4. Capital and repayment up to 20 years = 5.30%
  5. Capital and repayment up to 25 years = 5.5%
  6. Interest only for up to 5 years = 5.35%

Some of our market leading Spanish mortgage products:


Product 1

  • Up to 70% of purchase price
  • 70% of valuation
  • Rates from 2.73%

Product 2

  • Up to 60% of purchase price
  • 60% of valuation
  • Rates from 2.15% (Lowest rate in Spain!!!)
  • 5 years Interest only option

Product 3

  • Up to 60% of purchase price
  • Very high income multipliers in comparison to other banks
  • Rates from 2.65%
  • Interest only option

Product 4

  • Up to *120%+ of valuation
  • Regardless of purchase price
  • Rates are client specific
  • Interest only option
  • *Only available for those who currently own property in Spain