Spanish Purchase Mortgage

Lowest non-resident Spanish mortgage rates (Summer 2010)


Capital and repayment mortgage rates

  1. 50% of purchase price or lower = 2.90%
  2. 55% of purchase price or lower = 2.90%
  3. 60% of purchase price or lower = 2.90%
  4. 65% of purchase price or lower = 2.90%
  5. 70% of purchase price or lower = 2.90%

Interest only Spanish mortgage rates

  1. 50% of purchase price or lower = 3.80%
  2. 55% of purchase price or lower = 3.85%
  3. 60% of purchase price or lower = 3.90%
  4. 70% of purchase price or lower = N/A

Fixed rate Spanish mortgages

  1. Capital and repayment up to 3 years = 3.70%
  2. Capital and repayment up to 5 years = 4.25%
  3. Capital and repayment up to 25 years = 5.65%

Some of our market leading Spanish mortgage products:


Product 1

  • Up to 100% of purchase price
  • Applicable on Distressed developer property
  • Applicable on Spanish repossession inventory
  • Rates from 2.50%

Product 2

  • Up to 70% of purchase price
  • 70% of valuation
  • Rates from 2.90%

Product 3

  • Up to 60% of purchase price
  • 60% of valuation
  • 5 years interest only
  • Rates from 3.80%

Product 4

  • Up to 60% of purchase price
  • Very high income multipliers in comparison to other banks
  • Rates from 3.30%
  • Interest only option

Product 5

  • Up to 65% of purchase price
  • 65% of valuation
  • Rates from 2.90%
  • Or rate fixed at 3.70% for 3 years and then Euribor + 1.0% (Market leader in Spain)