Our fees are very simple.

We charge a flat rate for standard mortgages of 490€ regardless of mortgage amount.

For complex mortgages, commercial loans, equity release and multiple property cases, we charge 1% of the loan amount (minimum fee 1,000€)

We do no take fees upfront – no mortgage, no fee and you should not pay anyone else upfront especially if they say it is for a “drive-by valuation…” – this is a well known scam in Spain

All we ask is that you disclose all information that we ask for so we can do our very best to get you a mortgage.

Fees are charged at the time of valuation which only happens once you have been approved and had your application fully confirmed in writing with all documentation submitted to the lender.

Compare our fixed rate to most other brokers who charge 1% or more for standard mortgages:

  • 250,000€ mortgage
  • Normal fee: 2,500€
  • SpanishMortgage.org: 490€
  • Saving: 2,010€

We firmly believe we offer our clients the very best value for money.